City of San Diego Resouces

  • 17% of purchase price toward down payment – zero interest loan with full repayment and net equity share
  • 4% of purchase price toward closing costs – grant forgiven after six years
  • Borrower minimum investment – three percent of purchase price from borrower’s own funds
  • Geographic restrictions – all City of San Diego zip codes 921..
  • First time buyers only – Income restrictions apply
  • MCC – ongoing additonal tax credit


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